One takes a certain liberty in treating an extreme anecdote as indicative of a pattern. But in the context of the ongoing residential mortgage crisis, it is justifiable. The Washington Post thinks so. The paper's March 4 print edition features a lengthy cover story on a suburban Maryland couple, Keith and Janet Ritter, who readily admit to their freeloader status. The Ritters in 2006 bought their home for nearly $1.3 million with almost no money down and, in the ensuing years, haven't made a single mortgage payment, having adroitly used state law to avoid foreclosure and eviction. "We don't believe in living for free," says Mr. Ritter, without irony. He and his wife, after interminable legal wrangling, face eviction. Yet even now, they're mounting a last-ditch effort to get their property back. They're an extreme example of what's become a common syndrome across the U.S.